Financing

Explore our flexible financing options designed to make your home or business improvements more affordable.

Flexible Financing Solutions for Your Home and Business

Unlock the possibilities with our convenient financing options, designed to make your essential upgrades and repairs more manageable. Our flexible plans offer competitive rates and terms to fit your budget, allowing you to invest in top-quality HVAC, plumbing, and other services without financial strain. Explore our financing solutions today and discover how easy it can be to get the improvements you need while managing your expenses effectively. Apply now and start your project with confidence and peace of mind.

Financing Features

Financing from $500-$25,000

Flexible financing options available from $500 to $25,000 to suit your needs.

PRs from 0% to 35.9%

PRs available from 0% to 35.9% to accommodate various financial situations.

Terms from 3 to 60 months

Flexible terms ranging from 3 to 60 months tailored to your repayment needs.

No prepayment penalties, or fees, or compounding interest

Enjoy stress-free financing.

Quick and Easy

See your options within seconds

No hidden fees

See exactly what you’ll pay right from the start

Options for you

Choose the monthly payment that works best

No impact to check

Checking eligibility doesn’t impact your credit score

Wisestack Payment Calculator

What people are saying about our partner Wisestack

Giving your customers the ability to finance projects is huge! Not having to personally finance these projects as a business makes it a no-brainer! Why wouldn’t you partner with a company like Wisetack? It’s an easy way to set you apart from others in the industry! We are real happy with our partnership with Wisetack.

Kevin Welter

Easy, hassle free, no upfront fees financing options for our business.I'm using Wisetack on 2 of my businesses and it works great.I have tried other financing options. I like Wisetack much better.

Rathana Moua

I love Wisetack! My customers that use Wisetack call me back and say they have the best customer service and everything.

Christian Escobar

I wanted to give my customers another option to invest in their vehicles. Wisetack gives them an easier option for financing than a credit card!

Kent Williams

Best financing! Our customers are able to get approved within minutes, money is transferred just as quickly, and the job is completed on day of service. I’d highly recommend Wisetack to any contracting company, great tool for your customers!

Thomas James

Wisetack is EASY. I’ve used other lenders, but they were slower, more expensive, and worse for customers.

Owner

Wisetack’s rates are lower than other companies. They also provide great customer service, from training and FAQs to postcards for educating customers. It's been a great experience!

Lia Robinson

Great service, very informational, straight forward. Sent me a folder on how to pitch finance options. Also just sent me in the mail a postcard with a QR code to order free advertising magnets for my work truck/car. All in all very amazing so far!

Joshua Torres

Wisetack has helped me close multiple jobs where the customer could not afford to pay upfront. It has been a blessing to our company and we use it often. The application process couldn’t be easier for my customers either. It takes the stress off of me in the office.

Lindsey Baker

Wisetack is a great company to work with. Fast response from customer service.

Tibor Nacsa

Easy for my clients to use and a seamless process for my business.

Ben Taff

Wisetack was easy for our customers to use and easy for us to collect the balance on the invoice without all of the hassle of managing "credit" in-house.

Meg Balak

I really, really, really like your service. Wisetack's platform is probably one of the best financing platforms in my 16 years of service that I've ever dealt with; the easiness, the approvals, the pay. I mean for real, I can't say enough great things about Wisetack — that's how awesome you guys are! You don't normally hear that when dealing with a financing company.

Howard Eastmond

Relative to other lenders, Wisetack was the easiest to facilitate. Others had complex options, with dealer fees up to 22%. With Wisetack, I love that the payout has been within 2 days every single time. Even if we were better than other companies, we were missing out because we didn’t offer financing.

Joe Fuentes

Great financing in a pinch! It was literally 30 seconds to get approved and another 30 seconds to complete the process.

Brian K.

Application was extremely easy and non painful. And Wisetack’s payment for our services was so quick. I can't thank you enough.

Nancy V.

The terms of financing are very simple, with a very reasonable interest rate. Setting up my automatic payment was straightforward.

Kevin Z.

Easy, painless process and good interest rate.

Gary P.

Very easy financing to apply for. Lower interest rate than we expected. Great experience!

Jeri G.

Easy to navigate, straightforward, and no hidden gimmicks or tricks.

Latasha S.

The financing I needed was very easy and literally involved putting in income, address and phone number. It was seamless. Will use Wisetack again, if the chance arises.

Demetrice S.

Easy, quick decision and approval. Easy to pay.

Lori D.

Wisetack saved me from having to come up with a large sum of money for a gas leak. The customer service representative was very friendly and helpful.

Stacey J.

I needed to replace my hot water heater during a holiday. The estimate was fair, but I was short on funds. I was able to finance through Wisetack. The process was quick and the site was very easy to navigate.

Tom D.

Fair interest rate and terms. Easy to apply, confirm, and then pay off the loan.

Dan M.

The process is so unbelievably easy and fast. Thank you.

Mike A.